Commercial Business Account Agreement

1. Agreement Documents; Order of Precedence; Updates

This Agreement includes and incorporates by reference: (a) this Commercial Business Account Agreement; (b) the then-current IDLife Compensation Plan provisions governing CBAs; (c) the then-current IDLife CBA program rules, policies, product rules, brand standards, return policies, privacy policies, website terms, payment authorizations, and compliance rules made available through official IDLife channels; (d) your CBA application and any business, tax, resale, licensing, payment, location, or verification documentation you submit; and (e) any written promotion or program terms applicable to CBAs.

If the documents conflict, this Agreement controls legal relationship, account status, CBA restrictions, compliance, dispute resolution, governing law, liability, indemnity, confidentiality, intellectual property, privacy, termination, and enforcement issues. The Compensation Plan controls CBA treatment for Commissionable Volume, upline Associate compensation, Star Leg treatment, and related compensation mechanics. Mandatory law controls where it cannot be waived.

IDLife may update this Agreement and the incorporated CBA rules prospectively by notice through email, account posting, website posting, or another reasonable method. Updates are effective thirty (30) days after notice unless IDLife states a later date or determines immediate action is required for law, product safety, consumer protection, claims compliance, payment processing, data security, intellectual property, fraud prevention, brand protection, or other urgent business or compliance reasons. Continued use of the CBA account after the effective date constitutes acceptance of the update.

2. CBA Status and Limited Rights

A CBA is a separate commercial resale account for an approved business with a verified physical storefront that wants to purchase eligible IDLife products at wholesale pricing for resale to customers in approved physical locations.

A CBA is not an Associate account. A CBA does not participate in the Associate compensation opportunity, cannot enroll or sponsor Associates, cannot hold rank or title, cannot build a downline, cannot earn commissions, bonuses, Overrides, Infinity Bonuses, incentive rewards, trips, recognition, or any other Associate compensation, and receives no rights in any Associate organization, Customer, prospect, account, genealogy, volume, rank, market, territory, or compensation stream.

Subject to IDLife approval, this Agreement gives the CBA a limited, non-exclusive, revocable right to purchase eligible IDLife products at the then-current CBA wholesale discount and resell those products to customers only through the CBA approved physical location(s), and only in compliance with this Agreement, official IDLife materials, and applicable law.

A CBA may be linked to an enrolling or upline Associate for IDLife system and Compensation Plan purposes. Any compensation generated from eligible CBA product volume belongs only to eligible Associates under the then-current Compensation Plan. The CBA has no right to receive, direct, claim, audit, challenge, or recover any Associate compensation tied to CBA activity.

3. Eligibility; Approval; Business Verification

IDLife acceptance is required. Submission of an application, payment of a fee, or receipt of product access does not require IDLife to approve, renew, or continue a CBA.

To qualify and remain a CBA, you must:

• Operate a lawful business with a verified physical storefront or approved physical commercial location.
• Provide accurate legal name, ownership, contact, tax, resale, payment, professional-license, location, and business information requested by IDLife.
• Promptly update IDLife when any information changes, including ownership, address, location, storefront status, payment method, tax status, or business operations.
• Maintain all permits, licenses, registrations, insurance, professional authorizations, tax permits, resale certificates, and government approvals required for your business and product resale activities.
• Permit IDLife to verify the business, approved location, resale activity, inventory, marketing, compliance, and account information at enrollment, renewal, and any other reasonable time.

IDLife may approve, reject, suspend, terminate, or condition any CBA application or renewal in its discretion, including if IDLife determines the business is not suitable, does not operate through an approved physical location, provided inaccurate information, presents legal or reputational risk, is associated with account manipulation, or has violated IDLife rules or applicable law.

4. Fees; Renewal; Payment Authorization

The current CBA enrollment fee is $99. The current annual CBA renewal fee is $99. Fees are administrative account fees and do not generate Commissionable Volume, compensation, rank credit, Star Leg credit, bonuses, incentives, recognition, or any other Compensation Plan benefit.

The CBA term begins when IDLife accepts the CBA application and continues for one (1) year unless canceled or terminated earlier. To remain active, the CBA must complete IDLife’s renewal process, accept the then-current CBA agreement and rules, provide updated information requested by IDLife, satisfy compliance requirements, and pay the then-current renewal fee.

CBA enrollment and renewal fees are non-refundable once paid, except where required by law or expressly stated in official IDLife terms. Product purchases, recurring orders, shipping, taxes, chargebacks, returns, and other charges are governed by the applicable order terms, payment authorization, and IDLife return policies.

If you provide a payment method, you authorize IDLife and its payment processors to charge that payment method for CBA fees, product orders, renewals, subscriptions, chargebacks, amounts owed, and other authorized charges, subject to applicable law and the specific payment authorization. You are responsible for keeping payment information current and canceling any recurring authorization by the method IDLife provides.

5. Wholesale Discount; Product Purchases; No Required Inventory

Approved CBAs currently receive a 40% wholesale discount on eligible IDLife product purchases, subject to product eligibility, pricing, availability, taxes, shipping, order limits, compliance review, and then-current IDLife rules. IDLife may change product eligibility, discount treatment, pricing, order limits, channels, and CBA program terms prospectively as allowed by this Agreement and applicable law.

No minimum product purchase, Product Subscription, inventory purchase, order volume, customer count, or sales volume is required to become or remain a CBA, except for payment of the disclosed CBA enrollment and renewal fees. CBAs should purchase only quantities they reasonably expect to resell to bona fide customers through their ordinary business operations within a reasonable time.

The wholesale discount is a product resale discount only. It is not compensation, a profit guarantee, a commission, a rebate, a security, a franchise right, a business opportunity, a protected territory, or an assurance that the CBA will recover expenses or make a profit.

6. Authorized Resale Channels and Customer Sales

CBAs may resell eligible IDLife products only to bona fide customers through the approved physical location(s) identified in the CBA application or later approved by IDLife in writing. Additional locations, pop-ups, events, kiosks, clinics, offices, franchises, related entities, or resale partners require prior written approval from IDLife.

CBAs may not sell, list, advertise, distribute, or offer IDLife products through Amazon, eBay, Walmart Marketplace, TikTok Shop, Facebook Marketplace, Craigslist, auction sites, third-party marketplaces, unauthorized websites, coupon sites, deal sites, wholesale outlets, warehouse stores, discount stores, unauthorized retail locations, paid-search arbitrage pages, or any other channel IDLife prohibits or has not approved in writing.

CBAs are responsible for their own retail transactions, receipts, sales taxes, customer communications, return handling, product delivery, personnel, business expenses, professional obligations, and compliance with all laws that apply to the CBA’s business and resale activities. CBAs may not make refund, exchange, warranty, therapeutic, performance, shipping, discount, or satisfaction promises beyond current official IDLife terms unless the CBA is solely responsible for that promise and the promise is lawful and non-misleading.

7. Product Handling; Quality; Adverse Events

CBAs must store, display, handle, and sell IDLife products in a clean, safe, commercially reasonable manner and in accordance with all label instructions, product guidance, and applicable law. CBAs must not sell expired, opened, used, adulterated, damaged, tampered, relabeled, repackaged, diverted, counterfeit, recalled, or otherwise non-resalable product.

CBAs may not repackage, relabel, sample, subdivide, mix, alter, compound, bundle with treatment claims, or combine IDLife products with other products or services in a way that changes the product, confuses the source, creates an unapproved claim, creates professional or medical risk, or violates law or IDLife policy, unless IDLife approves the exact use in writing.

CBAs must report any adverse reaction, product-quality complaint, tampering concern, contamination concern, mislabeling concern, allergic reaction, illness report, injury, hospitalization, or serious customer complaint to IDLife Customer Service or Compliance within twenty-four (24) hours after becoming aware of it, or sooner if required by IDLife policy or law.

8. Claims; Professional Conduct; Endorsements

All CBA statements, sales conversations, posts, advertisements, emails, text messages, displays, websites, events, handouts, trainings, testimonials, and other communications about IDLife must be truthful, accurate, fair, non-misleading, substantiated, and consistent with current official IDLife materials.

CBAs may not state or imply that any IDLife product diagnoses, treats, cures, mitigates, prevents, relieves, reverses, or affects any disease, illness, injury, medical condition, symptom, diagnosis, or therapeutic condition unless IDLife expressly approves the exact claim in writing and the claim is lawful. CBAs may make only those structure/function, wellness, nutrient, ingredient, performance, energy, sleep, hydration, fitness, nutrition, or similar claims that appear in current official IDLife materials and include any required disclaimers.

Personal stories, customer testimonials, patient stories, before-and-after depictions, weight-loss claims, body-composition claims, fitness-performance claims, and professional recommendations are still claims. They must comply with this Agreement, official IDLife materials, and applicable law.

CBAs must not represent that IDLife, any IDLife product, the CBA program, or any related activity is approved, endorsed, certified, recommended, or sponsored by the FDA, FTC, any state attorney general, any regulator, any government agency, or any public official unless IDLife expressly approves the exact statement in writing.

Whenever a CBA endorses, recommends, reviews, promotes, or discusses IDLife products, discounts, or the CBA relationship in a context where the relationship is not obvious, the CBA must clearly and conspicuously disclose its material connection to IDLife, including that the CBA buys IDLife products at wholesale pricing for resale.

If the CBA is a clinic, medical office, wellness center, med-spa, gym, trainer, practitioner, or other regulated or licensed business, the CBA is solely responsible for ensuring that IDLife product sales and communications comply with all professional, medical, healthcare, privacy, licensing, supervision, scope-of-practice, fee-splitting, referral, advertising, and patient-consent rules that apply to the CBA.

9. Marketing; Intellectual Property

IDLife grants each active CBA a limited, revocable, non-exclusive, non-transferable license to use IDLife names, trademarks, logos, product images, copyrighted materials, and approved sales tools solely to promote lawful resale of eligible IDLife products through the approved CBA location(s), in compliance with this Agreement and current IDLife brand standards. IDLife owns all goodwill arising from such use. The license ends immediately upon cancellation, suspension, termination, expiration, or IDLife notice.

CBAs may use only current official IDLife materials or materials approved by IDLife in writing. IDLife may require removal, correction, or takedown of any CBA-created or CBA-used material at any time. CBAs must immediately comply with any IDLife compliance, claims, brand, or legal instruction.

CBAs may not register, purchase, use, or attempt to control any domain name, subdomain, social media handle, account name, group name, app name, paid-search term, metatag, keyword, advertisement, email address, business name, trade name, entity name, phone number, QR code, or other identifier that includes, mimics, misspells, abbreviates, or confusingly resembles IDLife, IDNutrition, any IDLife product name, or any IDLife mark unless IDLife approves in writing.

10. Data; Privacy; Account Security

CBAs must collect, use, store, disclose, and dispose of customer, prospect, patient, and account information lawfully, minimally, securely, and only for legitimate business purposes. CBAs must provide required notices, obtain required consents, honor opt-outs, protect credentials, use reasonable safeguards, and report suspected data incidents involving IDLife information or systems to IDLife immediately.

CBAs may not collect, store, transmit, or use payment card information, health information, genetic information, assessment information, or other sensitive personal information through unapproved channels or outside IDLife-approved systems in connection with IDLife products or services. CBAs may not promise customers privacy, data, publicity, testimonial, or non-use rights that differ from current official IDLife terms and privacy policies.

CBAs may not share passwords, allow unauthorized account access, impersonate another person, access another account, use another person’s payment method without authorization, or bypass IDLife security controls. CBAs are responsible for activity through their accounts and must notify IDLife immediately of suspected unauthorized access.

11. No Manipulation; Records; Audit Rights

CBAs must be used only for bona fide commercial resale activity through approved physical locations. CBAs may not be used for fake volume, personal stockpiling, qualification buying, inventory loading, pass-through purchasing, straw customers, duplicate accounts, self-referrals, household manipulation, improper payment sharing, resale-channel evasion, Star Leg manipulation, compensation manipulation, or any other activity designed to create artificial volume or avoid IDLife rules.

CBAs must keep true, accurate, complete, and reasonably detailed records of CBA product purchases, retail resale activity, inventory, approved locations, customer complaints, adverse-event reports, taxes, permits, licenses, and marketing materials for at least two (2) years, or longer if required by law or IDLife policy. Upon request, the CBA must provide records reasonably necessary for IDLife to verify CBA eligibility, approved physical resale activity, product handling, claims compliance, returns, chargebacks, or suspected manipulation.

IDLife may place CBA orders, accounts, volume, discounts, access, and related Associate compensation on hold during a compliance review. IDLife may exclude or adjust CBA volume, reverse related compensation, limit orders, require corrective action, suspend or terminate the CBA, reassign accounts, or take other lawful action if IDLife determines that CBA activity is not bona fide, not verified, noncompliant, manipulated, returned, charged back, fraudulent, or otherwise disqualified.

12. Confidential Information

Confidential Information includes nonpublic IDLife information, CBA account information, Associate information, Customer information, genealogy, Tree information, sales data, volume data, compensation data, pricing strategies, promotion plans, product development, training, compliance investigations, technology, vendor information, financial information, trade secrets, and any information IDLife identifies as confidential or that reasonably should be understood as confidential.

Confidential Information belongs exclusively to IDLife and may be used only to operate the approved CBA account in compliance with this Agreement. CBAs may not disclose, sell, rent, transfer, export, scrape, copy, download, store outside approved systems, use for another business, use to solicit for another opportunity, or provide Confidential Information to any third party except as expressly authorized by IDLife in writing or required by law.

13. Independent Contractor; Taxes; No Agency

The CBA is an independent business. Nothing in this Agreement creates an employment, agency, franchise, partnership, fiduciary, joint venture, distributorship with protected territory, equity, security, or business-opportunity relationship between IDLife and the CBA.

The CBA has no authority to bind IDLife to any obligation, contract, settlement, debt, warranty, representation, employment relationship, lease, event contract, sponsorship, media statement, product claim, regulatory statement, medical statement, or legal commitment. CBAs must not represent otherwise.

CBAs are responsible for all taxes, returns, reports, licenses, permits, business registrations, insurance, resale certificates, product resale obligations, professional obligations, employee and contractor obligations, business expenses, and governmental approvals applicable to their business and resale activities. IDLife may require tax documentation, withhold access, or report payments as required by law.

14. Cancellation; Termination; Effect of Termination

The CBA may cancel this Agreement at any time by written notice to IDLife through the method IDLife designates. Cancellation does not automatically cancel any product subscription, customer order, website fee, tool fee, or other recurring authorization unless the applicable authorization or law states otherwise.

IDLife may suspend, terminate, reject renewal, limit, or condition a CBA at any time for breach, noncompliance, fraud, manipulation, inactivity, loss of approved storefront status, nonrenewal, nonpayment, chargebacks, reputational harm, legal risk, inaccurate information, regulatory concern, product safety concern, claims concern, data-security concern, or any other lawful reason determined by IDLife.

Upon cancellation, expiration, suspension, or termination, all CBA rights end immediately unless IDLife states otherwise in writing, including the right to represent the business as an IDLife CBA, buy products at CBA wholesale pricing, resell IDLife products as an approved CBA, use IDLife IP, access CBA systems, use IDLife Confidential Information, or use IDLife materials. The CBA must immediately stop using IDLife IP, Confidential Information, accounts, sales tools, websites, social pages, signage, displays, and promotional materials as directed by IDLife.

15. Indemnity; Release; Limitation of Liability

The CBA will indemnify, defend, and hold harmless IDLife and its parents, subsidiaries, affiliates, predecessors, successors, assigns, owners, members, managers, officers, directors, employees, contractors, agents, representatives, attorneys, insurers, vendors, service providers, and related parties (the "IDLife Released Parties") from and against all claims, demands, causes of action, liabilities, losses, damages, penalties, fines, judgments, settlements, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to: (a) the CBA’s breach of this Agreement; (b) product, health, medical, earnings, opportunity, professional, or other claims made by the CBA or its personnel; (c) advertising, marketing, texts, calls, emails, social media, websites, events, signage, displays, or sales tools; (d) product sales, deliveries, storage, refunds, returns, tax collection, or customer interactions; (e) data privacy, security, or communications practices; (f) taxes, employees, contractors, vendors, professional services, licenses, permits, or business expenses; (g) violation of law or third-party rights; (h) use or misuse of IDLife IP or Confidential Information; or (i) conduct by anyone acting for, through, with, or under the CBA account or business.

To the maximum extent permitted by law, the CBA releases the IDLife Released Parties from claims arising from IDLife’s good-faith exercise of rights under this Agreement, including acceptance, rejection, renewal, nonrenewal, suspension, termination, account holds, order holds, volume adjustments, CBA eligibility decisions, enforcement actions, correction of errors, changes to CBA rules, changes to the Compensation Plan, and withdrawal of approval for sales tools, claims, or channels.

To the maximum extent permitted by law, neither party may recover indirect, incidental, consequential, special, exemplary, punitive, reputational, emotional-distress, lost-opportunity, lost-goodwill, lost-enterprise-value, lost-profit, future-profit, speculative, or multiple damages, even if the other party was advised that such damages were possible. IDLife’s aggregate monetary liability arising out of or relating to this Agreement will not exceed the CBA fees actually paid to IDLife by the CBA during the twelve (12) months before the first event giving rise to the claim. This limitation does not limit IDLife’s right to recover direct damages, amounts owed, chargebacks, indemnity, attorneys’ fees where recoverable, or equitable relief.

Any claim by the CBA against IDLife or any IDLife Released Party arising out of or relating to this Agreement, the CBA program, IDLife products, orders, returns, chargebacks, account status, discipline, suspension, termination, classification, taxes, data, privacy, advertising, IP, Confidential Information, tort, statute, equity, or the relationship between the parties must be filed within one (1) year after the facts giving rise to the claim were known or reasonably should have been known. Claims not filed within that period are barred, except where a longer period is required by nonwaivable law.

16. Dispute Resolution; Arbitration; Class Waiver; Jury Waiver

Except for Excluded Claims, any claim, dispute, controversy, demand, or cause of action arising out of or relating to this Agreement, the CBA program, IDLife products, orders, returns, chargebacks, account status, discipline, suspension, termination, classification, taxes, data, privacy, advertising, IP, Confidential Information, tort, statute, equity, or the relationship between the parties must be resolved by final and binding individual arbitration.

Excluded Claims are: (a) either party’s claim that qualifies for small claims court if pursued only on an individual basis; (b) IDLife’s claim for temporary, preliminary, permanent, or emergency injunctive or equitable relief to protect IP, Confidential Information, trade secrets, customer information, sales-force relationships, data, accounts, payment systems, or CBA restrictions; (c) claims that applicable law prohibits from being arbitrated; and (d) either party’s report, charge, or communication to a government agency, law enforcement, court, or regulator. A court action for Excluded Claims does not waive arbitration of Covered Claims.

The Federal Arbitration Act governs the interpretation and enforcement of this arbitration agreement. Arbitration will be administered by the American Arbitration Association under its Commercial Arbitration Rules and Mediation Procedures then in effect, except as modified by this Agreement. Unless applicable law requires otherwise or the parties agree in writing, arbitration will be conducted in Collin County, Texas, or by video, telephone, or documents-only procedure as the arbitrator determines appropriate. There will be one neutral arbitrator. Judgment on the award may be entered in any court with jurisdiction.

All Covered Claims must be arbitrated on an individual basis only. To the maximum extent permitted by law, the parties waive any right to bring, participate in, maintain, or recover relief in any class action, class arbitration, collective action, representative action, private attorney general action, consolidated action, combined action, or any proceeding involving claims of more than one claimant. For any claim that proceeds in court rather than arbitration, the parties knowingly and voluntarily waive the right to trial by jury to the maximum extent permitted by law.

Money damages may be inadequate for breach or threatened breach involving Confidential Information, trade secrets, IP, data security, customer information, sales-force relationships, product safety, claims compliance, or misuse of IDLife materials. IDLife may seek temporary, preliminary, permanent, and emergency injunctive relief, specific performance, preservation of evidence, expedited discovery, and other equitable relief in any court with jurisdiction, before, during, or after arbitration, without waiving arbitration.

17. Governing Law; Venue; Notices; Electronic Records; General Terms

This Agreement and all non-arbitration issues are governed by the laws of the State of Texas, without regard to conflicts-of-law principles, except where applicable state, federal, local, territorial, or foreign law cannot be waived. Subject to Section 16 and any mandatory nonwaivable law, any court proceeding must be brought exclusively in the state courts located in Collin County, Texas, or the United States District Court for the Eastern District of Texas, Sherman Division. The parties consent to personal jurisdiction and venue in those courts and waive objections based on inconvenient forum, lack of personal jurisdiction, or improper venue.

IDLife may provide notices by email, CBA account posting, website posting, text, push notification, mail, telephone, account notice, or other reasonable method using contact information in IDLife’s records. Notices to IDLife must be sent by the method IDLife designates or to IDLife, LLC, Attn: Legal Department, at IDLife’s principal business address, with a copy to compliance@idlife.com.

The CBA consents to electronic records, electronic signatures, click-wrap acceptance, digital acknowledgments, account authentication, electronic notices, email notices, account notices, website postings, and electronically stored copies. Electronic acceptance has the same legal effect as a paper document and handwritten signature to the maximum extent permitted by law.

This Agreement is the entire agreement between IDLife and the CBA regarding the CBA relationship and supersedes all prior or contemporaneous oral or written agreements, representations, promises, trainings, field statements, social media posts, screenshots, presentations, or understandings regarding the CBA relationship. The CBA has not relied on any statement not included in this Agreement or current official IDLife materials.

If any provision is held void, invalid, or unenforceable, only the affected portion will be severed or reformed to the minimum extent necessary to make it enforceable while preserving the business purpose. IDLife’s failure to enforce any provision, delay in enforcement, acceptance of performance, approval of material, or issuance of a courtesy credit is not a waiver. IDLife may assign this Agreement to an affiliate, successor, acquirer, service provider, or purchaser of assets or equity. The CBA may not assign, sell, transfer, pledge, or encumber this Agreement, the CBA account, approved location, discount rights, or related rights without IDLife’s prior written approval.

Provisions concerning confidentiality, trade secrets, privacy, IP, payment obligations, product handling, adverse-event reporting, records, audit rights, CBA restrictions, indemnity, releases, limitations of liability, dispute resolution, class waiver, jury waiver, governing law, venue, notices, electronic records, and any obligation that by its nature should survive will survive cancellation, expiration, suspension, or termination.

CBA Acceptance and Acknowledgment

By clicking “I Agree,” “Submit,” “Enroll,” “Accept,” or any similar electronic acceptance button or checkbox, or by otherwise electronically accepting or using an IDLife CBA account, the applicant and authorized signer acknowledge, represent, and agree as follows:

1. Agreement to governing documents. The CBA has read, understands, accepts, and agrees to be bound by the IDLife Commercial Business Account Agreement, the then-current Compensation Plan provisions governing CBAs, CBA program rules, Privacy Policy, Website Terms, Product Subscription terms, return policies, product rules, payment authorizations, compliance rules, and all incorporated documents, each as amended according to their terms.

2. Authority. The person accepting for the CBA has authority to bind the business and all owners, managers, officers, members, partners, employees, contractors, representatives, and other persons acting for or through the CBA account.

3. CBA status. The CBA is not an Associate account, does not participate in the Associate compensation opportunity, cannot enroll or sponsor Associates, cannot build a downline, and cannot earn commissions, bonuses, Overrides, Infinity Bonuses, incentives, trips, recognition, rank, title, or other Associate compensation.

4. Fees. The current CBA enrollment fee is $99 and the current annual renewal fee is $99. CBA fees do not generate Commissionable Volume, compensation, rank credit, Star Leg credit, bonuses, incentives, or recognition.

5. Authorized resale only. The CBA may resell eligible IDLife products only through approved physical location(s) and may not sell through unauthorized online, marketplace, wholesale, discount, auction, or third-party resale channels.

6. No guarantees. IDLife does not guarantee customers, sales, revenue, profit, margin, resale success, business growth, account renewal, product availability, discount continuation, upline compensation, Star Leg treatment, or expense recovery.

7. Claims and compliance. The CBA will use only current official IDLife claims and materials unless IDLife approves otherwise in writing, will not make disease, therapeutic, medical, weight-loss, body-composition, income, or government-endorsement claims unless authorized and lawful, and will comply with all applicable laws and professional obligations.

8. Product handling and adverse events. The CBA will store, handle, display, and sell products properly, will not sell expired, opened, altered, damaged, tampered, or non-resalable product, and will report adverse events and serious product complaints to IDLife within twenty-four (24) hours after becoming aware of them.

9. Audit and discipline. IDLife may verify storefront status, resale activity, records, inventory, marketing, account activity, and compliance, and may hold, limit, suspend, terminate, adjust, or disqualify CBA activity as provided in the Agreement.

10. Dispute resolution and waivers. The CBA expressly agrees to the binding arbitration agreement, jury trial waiver, class action waiver, collective action waiver, representative action waiver, limitation of liability, contractual limitations period, governing law, and venue provisions in the Agreement.

11. Electronic records and signatures. The CBA consents to electronic records, electronic signatures, electronic contracts, electronic disclosures, electronic notices, account notices, email notices, website postings, and other electronic communications from IDLife. Electronic acceptance is legally binding.

[ ] I have read, understand, and agree to the IDLife Commercial Business Account Agreement and all incorporated CBA documents. I consent to electronic records, electronic signatures, electronic notices, and electronic acceptance, and I agree that my electronic acceptance is legally binding.

CBA legal business name: ______________________________________________________________________
Approved physical location: ____________________________________________________________________
Authorized signer name: __________________________________ Title: ________________________
Signature / electronic acceptance: ____________________________ Date: ________________________
IDLife approval / account activation: ___________________________ Date: ________________________